Enjoy Now. Pay later.

Make every purchase affordable.

Up to 12 monthly payments.


Split the cost into 3, 6* or 12* monthly instalments.

Flexible payment options.


Pay using credit or debit card.

No interest, easy rules.


Always 0% interest and no hidden fees.

High Shopping Limit.


Shop up to RM6,000.

How to use LatitudePay.

Pay in 3 monthly instalments 

STEP 1
Download “LatitudePay (MY)” and create your profile.

STEP 2
Shop at Mi Switch Concept Store and ask to pay with LatitudePay.

STEP 3
Complete your payment. Real time approval!

Pay in 6 or 12 monthly instalments 

STEP 1
Download “LatitudePay (MY)” and create your profile.

STEP 2
Shop at Mi Switch Concept Store and ask to pay with LatitudePay.

STEP 4
Complete your payment. Real time approval!

STEP 4
Complete your payment. Real time approval!

0.6% Admin Fee. Enjoy for a limited time period only!

Frequently Asked Questions

How does LatitudePay work?

LatitudePay is a buy now, pay later service with no interest, ever, and no fees when you pay on time. Simply shop at Urban Republic outlets, choose LatitudePay upon checkout and split the cost over 3, 6, or 12 monthly payments.

How do I know if I qualify for LatitudePay?

To use LatitudePay you’ll need to:
– Be over 18 years old.
– Be a permanent resident of Malaysia.
– Have a valid credit or debit card (Visa or MasterCard).

Is there a fee to use LatitudePay?
    For 3 months instalments, there are no fees if you pay on time and no interest, ever (score)!
    For 6* and 12* months instalments, there’s a 0.6% admin fee (Until further notice).
What’s the catch?

No catch! If approved, this payment option allows you to pay up to 12 monthly instalments, and you will only pay the purchase price over this period.

 
Is there a LatitudePay app?

Yes, download and install “LatitudePay (MY)” on your mobile device.